Rewards credit cards
@annikasfolks wrote: I have recently learned about Fidelity's and Upromise's rewards credit cards where a percentage of purchases can go directly into your 529 account. Fidelity's (fidelity.com)has to...
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@rsinj wrote: Upromise is not linked with any 529 - though they point you to their own. At any time after you have credits in your Upromise account you can send them a letter requesting they mail you...
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@user_9508 wrote: The best card hands down is the Fidelity 529 card. I have created a business which creates credit card purchases just for this purpose. I live in the Northeast and purchase pre-buy...
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Rewards credit cards
@tjkohler wrote: idk You sound like me . Fidelity is one of the best cards, but you should aguement that card with Chase/Citibank cards that give 5% cash back on gas and groceries. Also, I have over...
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@meb24 wrote: tjkohler: Didn't know you could have the CC companies send you the check for balance transfers. Will have to check into this next time I get 0% transfer offers. I have done the...
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@tjkohler wrote: meb24 Not all will send it directly to you (Discover won't). But regardless if they will send it to you or not, just have them send it to a card you use, then have that card send you...
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@dahinds wrote: The cash back feature on any credit card is tax free because rebates are not taxable (verified by accountant and lawyer) Your scheme sounds abusive, if not fraudulent. I would check...
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@user_9508 wrote: Crazy Pete, I checked multiple times about the tax treatment. $15,000 of the oil purchased is for my own personal use. I do not profit from the purchases at all. I originally created...
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@dahinds wrote: Originally posted by idk:I checked multiple times about the tax treatment. $15,000 of the oil purchased is for my own personal use. I do not profit from the purchases at all. If you...
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@user_9508 wrote: Crazy Pete, Your post does not make sense to me. The IRS statement you posted clearly says that they are not enforcing this type of compensation. "Consistent with prior practice, the...
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@dahinds wrote: Originally posted by idk:[b] Crazy Pete, Your post does not make sense to me. The IRS statement you posted clearly says that they are not enforcing this type of compensation.[/b] They...
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@user_9508 wrote: Crazy, I am not converting the rewards to cash. The rewards go into an education 529 plan. They are not being taken out to benefit me or changed into something they were not...
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@dahinds wrote: If you purchase an item for a friend, I think the IRS would say that technically the cash back is miscellaneous income and should be reported, though they are not going to enforce it...
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@rsinj wrote: tj - just saw this on another board regarding Citibank: Has anybody else got this letter changing your 5% cash back to 2% on grociers & gas, and adding 2% cash back on utilities,...
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@tjkohler wrote: rsinj Yep, a week or so ago it came in the mail. I had stopped using it for the year since we maxed the $300 so I almost through it into the shredder thinking it was more convience...
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@rsinj wrote: Check the terms on the Chase card - generally Chase charges annual fees for their cards. I had thought that almost all issuers eliminated annual fees, but Chase maintains it on many of...
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@payingforschool wrote: Figured I would call Citi to ask when change becomes effective. Cust Serv not a clue. Do you know when this is supposed to take effect? Read full topic
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@xanuda wrote: I think the date was mid october -12th or 13th Read full topic
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@tjkohler wrote: Takes affect sometime in the middle of Oct so xanuda is probably right on. As far as Chase charging fees. When I looked at it back in Dec it didn't charge. However, even if it did,...
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